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Homestead Exemption

When friends and family find out that you are purchasing a new home they have tons of advice and tips to give. One of those tips you might have heard was “You need to go file for your homestead exemption right away once you close on your home, so you can get that...

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My what account??

Let's talk about your escrow account. The Merriam-Webster Dictionary defines escrow as a fund or deposit designed to serve as an escrow I'm going to explain a little simpler what this all means. It's not as complicated as you might think. I'm sure you heard your...

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What about my mortgage?

As a first-time seller or if it’s been a while since you’ve sold a home, you may be wondering about your mortgage; when does it get paid off, who is responsible for sending the final payment to your lender.  Don’t worry most homeowners that are selling property have a...

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Why do I need certified funds and what are they?

What are certified funds? Why am I being told I must have them? The title company wants me to bring “certified funds” to closing but I had planned on writing a check, I have the money in my account, so I don’t see what the big deal is. Don’t worry, we’re going to...

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How long does it take to close on my new home?

So, you’ve looked at dozens of homes, peered into dozens of closets, turned on (and hopefully off) a dozen light switches and faucets and you’ve found the perfect home! The offer you made on your dream home has been accepted and now you’re probably wondering how long...

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To survey or not to survey is the question

Why do you need a survey? What is a survey? Who pays for the survey? When do I get a survey? When purchasing a new home everyone, including your mother has told you to “be sure and get a survey”, but you’re not sure why you need one or what it is exactly. While...

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Understanding the Title Commitment

You’ve signed your sales contract on your new home and gave your earnest money check to your agent, now what’s next you may be thinking. The next thing to do is to review your Title Commitment once you receive it. What’s a Title Commitment? Basically, a Title...

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What is Title Insurance

Congratulations you have found your dream home! Looking over the sales contract you see that the seller is paying for the title insurance, that’s great but what is title insurance and why do you need it? Your home in most cases will be your largest investment that you...

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Welcome to the New Home of redrivertitle.com

“Welcome to the newest home for redrivertitle.com.  if you visited our previous website, well, let’s just say “sorry”.  We researched dozens of other title company websites, quizzed other professional in both real estate and tech, and brainstormed for months to try to...

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